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Crossroads
Sep. 29th, 2002 11:42 pmLast night, I skulked around the apartment building with the great location and another run by the same management firm. I liked the other one better: it's on a quiet, woodsy street that is across from another shopping center (which includes Barnes and Noble -;)), and it doesn't have a gate. It's also $100 a month cheaper than the other one. The only downside is that both of them have small windows, but I could cope with that.
I need to make a decision. Mortgage interest rates are low enough that I should at least look into refinancing. I wouldn't get prime rates, so it might still not be worth it, but I should check it out. The big question is how much do I trust the Bay Area job market and housing market? Not very much. Tonight, I drove around my neighborhood looking for "For Sale" signs, and it seemed like there were a lot of them. (I don't have the data to make a scientific comparison though.) Do the sellers think, as I do, that it's time to get out of the Bay Area housing market? Or have they been laid off? Worrisome in either case.
I need to write up a long-term plan, including what skills I'd need, what investments I want to make, and what capital I'd need. Maybe I'll capture some of my thoughts as private LJ entries.
I need to make a decision. Mortgage interest rates are low enough that I should at least look into refinancing. I wouldn't get prime rates, so it might still not be worth it, but I should check it out. The big question is how much do I trust the Bay Area job market and housing market? Not very much. Tonight, I drove around my neighborhood looking for "For Sale" signs, and it seemed like there were a lot of them. (I don't have the data to make a scientific comparison though.) Do the sellers think, as I do, that it's time to get out of the Bay Area housing market? Or have they been laid off? Worrisome in either case.
I need to write up a long-term plan, including what skills I'd need, what investments I want to make, and what capital I'd need. Maybe I'll capture some of my thoughts as private LJ entries.
